Vision Insurance Calculator 2026 — Eye Care Cost Estimator

Free vision insurance calculator. Compare vision insurance plans, costs for eye exams, glasses, and contacts. Average: $10-$25/month.

Vision Insurance Plan Costs

Plan TypeMonthly CostExam CopayGlasses AllowanceContact Allowance
Basic Individual$10-15$10-25$100-150/yr$100-150/yr
Standard Individual$15-25$10-15$150-250/yr$150-200/yr
Family (4 members)$30-60$10-25$150-250/yr per person$150-200/yr per person

Vision Insurance vs Paying Out of Pocket

ServiceWithout InsuranceWith InsuranceYou Save
Eye Exam$75-200$10-25 copay$50-175
Basic Glasses$200-400$50-100 after allowance$100-300
Contact Lenses (annual)$200-500$50-150 after allowance$100-350
LASIK (per eye)$2,000-3,00015-20% discount$300-600