Renters Insurance Calculator 2026

Estimate your renters insurance premium. Average cost: just $15/month for $30,000 in personal property coverage.

🏢 Calculate Renters Insurance

Monthly Premium$0
Annual Premium$0
Personal Property Coverage$0
Liability Coverage$0

What Renters Insurance Covers

  • Personal Property — Furniture, electronics, clothing, jewelry if stolen or damaged by fire, water, etc.
  • Liability — If someone is injured in your apartment or you accidentally damage someone's property.
  • Additional Living Expenses — Hotel and food costs if your unit becomes uninhabitable.
  • NOT covered: Flooding (requires separate flood insurance), earthquakes, roommate's belongings.